Forum: Everyone Pays, The Community Costs of Foreclosures

Forum- October 5, 2006

Everyone Pays: The Community Costs of Foreclosures

Schedule/ Agenda

Location: University of Baltimore, Merrick School of Business

8:00 - 8:30	Registration/Continental Breakfast/Networking
8:30 - 9:00	Welcome Introduction Timothy D. Armbruster, President and CEO, Goldseker Foundation Robert L. Bogomolny, President, University of Baltimore Remarks Honorable Paul S. Sarbanes, United States Senate Honorable Elijah E. Cummings, United States House of Representatives Review of the Day’s Agenda Carol Gilbert, Program Officer, Goldseker Foundation
9:00 - 9:15	The Importance of Sustainable Homeownership Jeffrey Lubell, Executive Director, Center for Housing Policy View presentation
9:15 - 10:30	Panel I: Foreclosure Trends and Causes /National and Local Perspectives Moderator Jeffrey Lubell Presenters J. Michael Collins, Principal, PolicyLab Consulting Group, LLC, Delinquency and Foreclosure: Industry Trends & Consumer Perspectives View presentation Ira Goldstein, Director, Policy and Information Services, The Reinvestment Fund Mortgage Foreclosures in Baltimore, Maryland View presentation Discussants Joseph T. Landers, III Executive Vice President, Greater Baltimore Board of REALTORS Lisa Evans Deputy Director, St. Ambrose Housing Aid Center
10:30 - 10:45	Networking Break
10:45 - Noon	Panel II: Protecting Consumers from Predatory Real Estate Practices / National and Local Issues and Opportunities Moderator Franklin N. McNeil, Jr., Community Affairs Representative Baltimore Office, Federal Reserve Bank of Richmond Presenters Cheryl Hystad, Advocacy Director, Legal Aid Bureau of Maryland, Protecting Homeownership: The Challenge of Preventing Abusive Lending and Foreclosure Practices. A Study of Maryland Lending & Foreclosure Laws Phillip Robinson, Executive Director, Civil Justice Network A Local View From the Field View presentation Jonathan Miller, Democratic Professional Staff Committee on Banking, Housing and Urban Affairs, A View from Capitol Hill Ardie Hollifield, Legislative Associate, Center for Responsible Lending, A Perspective on State Initiatives
Noon - 12: 45	Lunch Break / Atrium
12:45 - 1:30	Address: National Trends in Mortgage and Consumer Debt Introduction Robert Strupp, Director of Research & Policy, Community Law Center Speaker John Taylor, CEO, National Community Reinvestment Coalition
1:45 - 3:30	Panel III: Preserving Homeownership & Protecting Consumers / National Models and Local Initiatives Moderator & Presenter Marietta Rodriguez, Director, Center for Foreclosure Solutions, NeighborWorks America, The National Campaign to Prevent Foreclosure Presenters Irma Morales, HOPI Director, NHS Chicago, Chicago’s Homeownership Preservation Initiative (HOPI) View presentation Carol Gilbert, Program Officer, Goldseker Foundation, Baltimore Homeownership Preservation Coalition Goals View presentation Barbara Aylesworth, Executive Director, Belair-Edison Neighborhoods, Inc., Neighborhood-Based Foreclosure Prevention Strategies View presentation Scott Bailey, Assistant Attorney General, Consumer Protection Division, Office of the Maryland Attorney General, The Protection of Homeowners in Foreclosure Statute Ruth M. Louie, President and CEO, Baltimore Community Lending, Baltimore HELP / Homeownership Emergency Loan Program View presentation
3:30 - 4:00	Wrap-Up/Next Steps Jeffrey Lubell, Executive Director, Center for Housing Policy View presentation
4:00 - 5:00	Networking Reception